PhonePe SBI Card Referral Code - Save 10% on Recharges, Bills, and Insurance - Coupon Ki Dukaan

Wednesday, September 23, 2026

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PhonePe SBI Credit Card Refer and Earn

PhonePe SBI Card Referral Code |

Why Apply for the PhonePe SBI Card SELECT BLACK?

The PhonePe SBI Credit Card is one of the most rewarding cards for utility bills, mobile recharges, and insurance payments. It is issued in the RuPay variant, enabling Scan & Pay transactions, with rewards earned on every eligible purchase.

Card Reward Structure

  • 10 Reward Points per ₹100 spent on PhonePe
  • 5 Reward Points per ₹100 spent on online purchases
  • 1 Reward Point per ₹100 spent on other categories

Note: 1 Reward Point = ₹1. Reward Points can be redeemed against your bank statement once you accumulate ₹2,000 in cashback.

Exclusive Milestone Benefit

  • Yatra e-Voucher worth ₹5,000 on annual spends of ₹5 lakhs

Fees and Charges

  • Annual Fee: ₹1,499
  • Renewal Fee: ₹1,499 + applicable taxes per annum, from the second year onwards

Welcome Bonus

  • ₹1,500 PhonePe Gift Voucher

PhonePe SBI Card Refer and Earn Program

Earn Rs. 1,000 for every successful referral (offer may vary for different PhonePe customers).

You will receive a scratch card on your PhonePe app once your friend completes their first transaction using this card on the PhonePe app. (Redeem the scratch card within 15 days before it expires.)

You can get cashback on only 5 referrals.

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