Kiwi App Referral Code |
Apply for Kiwi Rupay Credit Card
- Click ACTIVATE OFFER
- Download and Open The Kiwi App
- Signup with Mobile Number
- Now Click Get Started and Enter Your PAN Card Number and Complete the KYC
- If you are eligible to get a Yes Bank Rupay Credit Card
- If your Card is not approved, You can still use the app to get regular rewards on your UPI and Credit Card Transactions
- Just Send Money or Pay any Merchant Using Your Bank Account or other Rupay Credit Card and Get Cashback. Just Swipe to win Free Kiwis
- You can Convert your Kiwis into Money and redeem them directly to your bank account
About Kiwi App
Kiwi provides a virtual RuPay Credit Card that is UPI-enabled, allowing you to make UPI payments to any merchant. Get your virtual Rupay Credit Card in minutes by entering your PAN information and receiving your card details instantly. Kiwi Credit Card is an a lifetime free credit card with no joining or annual charges.
Kiwi NEON Subscription
- Free Subscription for 1st Year by using our referral code or Rs. 999 per year
- Flat 2% Cashback on Scan & Pay on all transaction
- 3% Cashback on annual spend of Rs. 50,000 + First Lounge Access Unlocked
- 4% Cashback on annual spend of Rs. 1,00,000 + Second Lounge Access Unlocked
- 5% Cashback on annual spend of Rs. 1,50,000 + Third Lounge Access Unlocked
- Flat 0.5% Cashback on All Other Online Spends
Kiwi Reward Calculator: See How Much You Can Earn
Flat Rewards:
- Get 2% instant reward points on every Scan & Pay transaction (both offline merchants and online payments).
Milestone Benefits:
- On spending Rs. 50,000: Extra 1% cashback (Rs. 500) credited to your reward balance by the next month's end.
- On spending Rs. 1,00,000: Additional Rs. 1,500 cashback.
- On spending Rs. 1,50,000: Additional Rs. 2,500 cashback.
Total Cashback:
- After reaching Rs. 1,50,000 in spends, you'll earn a total of Rs. 7,500 in cashback.
- Post this milestone, you'll continue to earn a flat 2% reward rate.
Bonus Perk:
- 3 complimentary Airport Lounge Accesses with every milestone achieved!
Kiwi Card Reward Exclusions: Non-Eligible Transactions
1. Payment Types
- Wallet loads (e.g., Paytm, Amazon Pay recharge).
- Fuel purchases (transactions at petrol pumps).
- Utility bill payments (electricity, water, gas, municipal taxes).
- Insurance premiums & loan EMIs.
- Rent payments (via apps like NoBroker, Paytm Rent).
2. Merchant Categories
- Government services: Tax payments, fees.
- Financial services: Stock trading, mutual funds.
- Education: School/university fees (paid via institution portals).
- Charitable donations.
3. Other Exclusions
- Cash withdrawals (ATMs or cash advances).
- refunded transactions.
- Transactions marked as commercial/business use.
Is the Kiwi Credit Card Lifetime Free?
Yes, the Kiwi x Yes Bank RuPay Credit Card is currently offered as a Lifetime Free card with:
- No joining fee
- No annual fee
- No renewal charges
Important Note:
You will get 1 year of NEON membership at no cost when you use a referral code during the Kiwi app signup. After the First Year, Subscription fees will be charged at Rs. 999/year, which will not be automatically deducted; you will have the choice to renew it.
1. Without NEON Subscription:
- You'll earn cashback as per the regular Kiwi rewards plan (typically lower rates than NEON).
2. NEON Benefits:
- Higher cashback rates (e.g., 5% vs regular 2%).
- Exclusive merchant offers & priority support.
When will I receive my NEON milestone cashback?
Once you reach a milestone, you become eligible for extra cashback, which will be paid out in the final week of the following month.
For example, If you cross the 50K milestone in March, you will receive your 3% cashback in the last week of April.
How to Claim Airport Lounge Access
- Open the Kiwi app and scroll down until you find "Airport Lounge Access."
- Tap "Explore" and you will see the "Claim" option.