Roarbank Referral Code |
How to Get Rs. 200 Bonus + Up to 20% on Cinema Brands with a LTF Card
- Click ACTIVATE OFFER
- Download the Roarbank App
- Enter your details (such as Aadhaar and PAN card) to check eligibility for the credit card.
- Apply for the Lifetime Free credit card.
- Complete Video KYC to finish your application.
- Claim your ₹200 sign-up bonus after your first successful transaction.
- You can select up to 2 categories for earning cashback.
- With this LTF card, you will get 20% cashback on OTT and cinema brands, up to ₹1,250 per month.
What is Roarbank?
Roarbank is a digital banking initiative launched by Unity Small Finance Bank Limited. It provides a mobile app that combines a zero-balance savings account, a RuPay credit card, and UPI functionality into a single 2-in-1 card and app solution.
It is aimed at first-time credit applicants (no credit history is required for approval), with a focus on simplicity, no fees, cashback, and seamless digital banking. The physical card is a stylish black RuPay card, which is delivered for free.
benefits of Roarbank App
- Lifetime Free Card: No joining fee, no annual fee, and no hidden charges.
- 2-in-1 Card Mechanics: Spending first deducts from your savings account balance, then from the available credit limit. This allows combined use of your own funds and credit in one card.
- Credit Limit: Instant approval with limits up to ₹1.5–3 lakhs (varies by user; grows with usage and credit building).
- Interest-Free Period: Up to 62 days (including grace period).
Roarbank Cashback and Rewards
- Choose 2 categories every month (e.g., grocery, fuel, dining, movies, clothing) for up to 20% cashback.
- Categories are flexible and selectable at the start of each month via the app's Rewards tab.
- Cashback is real money credited instantly to your Roarbank balance (not points).
- Monthly cap: Maximum ₹1,250 cashback per month.
- Minimum withdrawal or usage threshold for cashback: ₹250 (can be used to repay the credit bill).
- Additional coupons and brand deals are available.
Roarbank Refer and Earn
- Referrer (you): Earn ₹350 for each successful referral (after your friend’s card is approved and activated).
- Referee (your friend): Get ₹200 as a sign-up or cashback bonus on their first transaction.
Rewards are typically credited as cashback or directly to the Roarbank balance/account after approval and qualifying activity.