Kotak811 Referral Code |
How to Open a Kotak 811 Savings Account and Claim Your Reward
- Click ACTIVATE OFFER
- Begin your application for a new Kotak 811 account
- Choose Your Account Type: Select between the Kotak 811 Savings Account or the 811 Super Savings Account.
- Complete Your Application: Finish the online KYC (Know Your Customer) process by providing the required documents and details.
- Add Initial Funds: Make an initial deposit based on the account type you selected: Kotak 811 Savings A/c: ₹1,000 | 811 Super Savings A/c: ₹5,000
- Wait for Activation: Your application will be processed. Once approved and activated, you will receive a confirmation.
- Receive Your Reward: ₹50 will be credited instantly to your new account after successful activation.
Why Choose the Kotak811 Zero Balance Savings Account?
Experience the freedom of digital banking with a feature-rich, zero-balance savings account. Open yours instantly online using only your Aadhaar and PAN card.
- Zero Balance Requirement: No need to maintain a minimum balance.
- High-Interest Earnings: Grow your savings with interest up to 5.75% p.a. with ActivMoney
- Welcome Cashback: Get up to₹250cashback* on UPI transactions
- Fully Digital Banking: Seamlessly manage your money 24/7 through our user-friendly mobile and internet banking platforms
Kotak811 Savings Account Comparison: Zero Balance Account vs. Super Account
| Feature | Kotak 811 Savings Account | 811 Super Savings Account |
|---|---|---|
| Account Type | Basic Savings Account | Premium Savings Account |
| Minimum Monthly Balance | Zero | ₹5,000 |
| Annual Program Fees | ₹0 | ₹399 |
| Funding Required to Open | ₹1,000 | ₹5,000 |
| Interest Rate (with ActivMoney) | Up to 5.75% p.a. | Up to 5.75% p.a. |
| Digital Fund Transfers (NEFT/RTGS/IMPS) | Free | Free |
| Virtual Debit Card | Free | Free |
| Physical Debit Card | VISA Classic (₹399 fee) | VISA Platinum (Free) |
| Daily ATM Withdrawal Limit | ₹25,000 | ₹1,00,000 |
| Monthly Cash Deposit Limit | ₹10,000 (or 1 transaction) | ₹2,00,000 (or 4 transactions) |
| Annual Cashback | Not Available | Up to ₹6,000 |
| Cheque Book | ₹5 per leaf | One free per year |
| Dedicated Customer Support | Not Available | Available |
| Documentation (Aadhaar & PAN only) | Available | Available |
| Insurance & Protection | ||
| • Personal Accident Cover | Up to ₹2 Lakhs | Up to ₹15 Lakhs |
| • Purchase Protection | Up to ₹50,000 | Up to ₹1 Lakh |
| • Air Accident Cover | Not Available | Up to ₹50 Lakhs |
| • Lost Card Liability Cover | Up to ₹2.5 Lakhs | Up to ₹3.5 Lakhs |
Kotak 811 Refer and Earn Program
Earn ₹50 for every friend you refer who successfully opens and activates a Kotak 811 account. Your friend also gets ₹50.
You can refer up to 5 friends every month, earning a total of ₹250.