
INDIE Referral Code |
Open a Savings Account With INDIE by IndusInd Bank
- Click ACTIVATE OFFER
- Download INDIE by IndusInd Bank Mobile App
- Enter Mobile Number and Verify by OTP
- Provide Your Basic Details and Continue
- Complete Online KYC
- Once everything is set up, you can make an initial deposit to upgrade your account tier
- You Can add Rs. 50,000 For "Megastar" Tier Level (For Best Benefits)
- Wait for 3-4 Days for Your Account Upgrade
- Once Your account is upgraded to Megastar, You can use your fund freely
INDIE by IndusInd Bank Savings Bank Account
INDIE by IndusInd Bank is a cutting-edge digital banking solution that meets all of your financial needs under one roof. From seamless payments to simple money management, INDIE makes banking smarter and easier.
Why INDIE?
- 100% Digital Banking - Open and manage your account without visiting a branch.
- High-Interest Earnings - Enjoy attractive returns on your savings.
- Seamless UPI Transfers - Send money instantly to any bank account or UPI ID via INDIE UPI.
- Earn INDIE Gems (3% Rewards) - Choose 3 favorite brands and earn 1 INDIE Gem = Rs. 1 on purchases. Redeem gems as cashback anytime!
- 0% Forex Markup* - Save on international transactions (*for top-tier loyalty customers).
- Ultra-Secure Numberless Debit Card - Prevents data leaks with no visible card details.
Maximize Your INDIE Rewards
1. Accelerated Rewards on Selected Brands (3% Cashback)
- Choose your 3 favorite brands (Amazon, Flipkart, Myntra, BigBasket, Zomato, etc.) in the Rewards Section
- Earn 3% cashback on online purchases with these brands
- Example: Spend Rs. 5,000 on Myntra - Get Rs. 150 back as INDIE Gems
2. Bill Payments (Up to Rs. 500 Gems/Month)
- Earn 50 Gems on bill payments of Rs. 500 or more (mobile, electricity, DTH, etc.)
- Max rewards: Rs. 500 Gems/month (across all bills)
- 3 bills per category (e.g., max 150 Gems from credit card bills).
3. Debit Card Spends (0.5% Cashback)
- Get flat 0.5% cashback on e-commerce transactions (selected categories).
- Exclusions: Wallet reloads, utilities, and EMI transactions.
4. Fuel Payments (Up to 500 Gems/Month)
- Earn 3 Gems per transaction when paying for fuel via: INDIE Scan & Pay (UPI) and INDIE Debit Card
- Cap: 500 Gems/month.
How to qualify for Megastar Tier?
Maintain an average quarterly balance of Rs. 50,000 to qualify for the Megastar Tier.
How to Redeem INDIE Gems?
1. Go to the Rewards Section
- Open your INDIE app and navigate to the Rewards tab.
2. Choose Redemption Option
Option 1: Gift Cards & Deals
- Select Redeem Gems to exchange for:
- Gift cards (Amazon, Flipkart, etc.)
- Exclusive deals and vouchers
Option 2: Instant Cash
- Select Convert Gems to Cash to transfer funds directly to your linked bank account.
3. Confirm & Enjoy!
- 1 Gem = Rs. 1 (all redemptions)
- Processing time: Cash transfers typically reflect instantly.